Avoiding Fraud and When to Refuse

Notaries are a first line of defense against document fraud. Knowing the warning signs — and when to say no — is essential.

Common warning signs of fraud:

  • The signer appears confused or unsure
  • The signer is being pressured by someone else
  • The document is incomplete or has blank spaces
  • The ID appears fake, altered, or does not match the signer

A notary MUST refuse when:

  • Identity cannot be verified
  • The signer is not physically present
  • The signer is unwilling or appears coerced
  • The document is incomplete

Never notarize:

  • A blank document
  • A document without the signer present
  • A document where the identity is false or unverifiable

When in doubt, refuse. It is always safer — and more professional — to decline a notarization than to risk participating in fraud. A notary cannot be sued for politely refusing an improper request.